Life Insurance: Life insurance is an effective way to help protect your family's lifestyle and future. Plus the cash value in a whole life insurance policy can be accessed via policy loans to help you supplement your retirement income when your protection needs decrease.* This cash value can also be accessed for other major lif
Annuities
Protect your future, diversify your savings, enjoy the good life.
As retirement approaches, you may worry about how to protect yourself from outliving your savings. Annuities are long-term financial products that can help by locking in a guaranteed income stream and even potentially growing your money while adding a death benefit for loved ones. Some people opt to transfer accumulated 401(k) account money to an annuity. You can buy an annuity with guaranteed fixed interest rates or with market-based performance. In either case, many annuities offer options to help protect your money from losing value, which means you’ll be more likely to maintain the lifestyle you’ve worked for.
e events and can play an important part in business succession or charitable giving plans.*
Long-Term Care Insurance: Going through life may require a little help along the way. So if you're planning ahead, long-term care insurance may help protect you or a family member's future plans and help preserve the assets you've worked so hard to build.
Retirement Income: Preparing for retirement is easier with the help of our guaranteed^ lifetime income annuity products. You can select an immediate annuity1 that pays income right away, or a tax-deferred fixed annuity1 that allows you to set aside money until you need it2. Either way, you will be assured a steady, dependable source of income for
Mutual Funds
Our wealth of mutual funds can help you invest in your future.
Mutual funds are an easy way to tap into expert professional management so you can reach your long-term financial goals. Whether you're aiming for something in the short term, like a car or vacation, or long term, like a new home or retirement, you can invest to help reach those goals. At New York Life Investments, you can gain access to leading money managers through our MainStay mutual funds, available on many different investing platforms. It's easy to buy a mutual fund. In just minutes you can put yourself on a path to achieving your goals with a professionally run, diverse portfolio of investments.
life.
Other Products: We have established relationships with other carriers, and can supply you with information on disability income insurance as well as individual and group health insurance products.3 If we don't offer it, chances are we can assist you.
To learn more about our products and services, please feel free to give me a call or request a free consultation. I'll be happy to answer all your questions.
*Policy loans will accrue interest. Any outstanding loans plus interest will reduce the cash value and death benefit of the policy.
^Guarantees are backed by the claims-paying ability of the issuer.
1Issued by New York Life Insurance and Annuity Corporation (A Delaware Corporation)
2Early withdrawals may incur charges. In addition to paying income taxes that maybe due, distributions from annuities before age 591/2 may also be subject to a 10% federal tax penalty.
3Products available through one or more carriers not affiliated with New York Life, dependent on carrier authorization and product availability in your state or locality.
